The home insurance policy is one of the most important, yet complex, policies that you can purchase.  Our dedicated protection team will guide you through this selection process to make sure you are comfortable with the various provisions and coverages within the homeowners policy.

The ultimate purpose of homeowners insurance is to enable you to rebuild your home and life, even in the event of total destruction.  A good homeowners insurance policy will cover:

- Your residence
- Any detached structures, like garages or garden sheds
- Your personal belongings
- Additional living expenses in the event of a loss
- Personal liability
- Medical expenses to others who may be injured on your property

Our team of expert insurance counselors will provide you with the most comprehensive policy available to ensure you have total peace of mind and protection.  Not all home insurance policies are alike. Therefore, our insurance counselors will take the time to understand your insurance needs and come up with a personalized home insurance program for you and your family.  

We will also make sure you are clear about any areas of the policy that have limitations and exclusions. Items such as earthquakes, landslides and floods are excluded from the policy, but may be purchased separately.Other items such as jewelry, coins and collectible items have limitations in the policy, but can be added by providing appraisals and paying a small additional premium.

Discounts are available for newer homes, central station alarm systems and higher deductibles, so we will make sure you are getting all the discounts that you may qualify for.  Our #1 goal is to ensure you get the right coverage, at the best possible price, so request a quote today and one of our expert insurance counselors will get back to you as soon as possible.